Life Insurance
Get life cover you can trust. Secure the financial future of your loved ones.

We offer a range of insurance options to suit all budgets and circumstances.  In most cases a medical is not required (subject to underwriting and disclosures)

Expat Wills Take control of your estate

Our Will Writing Service is available worldwide and further details can requested on the link below.  We can arrange a free, no obligation consultation at any time.

Expat Medical Insurance Get a quote and apply today.

Ensure that any unexpected medical costs are covered before they happen.  Medical Insurance is essential for every expat. Request your quote on the link below today!

Solutions Tailored For You We provide expats with life insurance, medical insurance, critical illness insurance, estate planning services and much more.

Life Insurance

We can arrange the following insurance for most clients: Term Insurance, Whole of Life Insurance, Critical Illness Cover, Decreasing Term Insurance.  Contact us for any other requirements.

Expat Wills

Our Expat Wills are carefully drafted by will writing specialists who have decades of experience in multi-jurisdictional estate planning.  Find out more here.

Expat Medical Insurance

Medical Insurance is essential for any expat and we can arrange suitable cover to suit all budgets.  In most cases, cover can be arranged in 24 hours or less.

Critical Illness Insurance

Critical Illness Insurance protects you against serious illnesses such as heart attack, cancer and stroke.  We can include this as part of any life insurance application.

Specialist Insurance

We can arrange insurance for those working in high risk locations or have high risk occupations.  We can also arrange Kidnap and Ransom Insurance if required.

Family Protection Trust

Our estate planners can secure your estate for generations to come by utilising a range of trust structures.  This will enable you to direct your trustees on how you wish your estate to be managed and distributed.

About Us

Welcome to Expat Life Assurance; we are your online source for life assurance information, estate planning and policy arrangement. By visiting us today you have shown a concern not just for yourself, but a concern for your family as well. We specialise in arranging life and medical insurance for expatriates around the world and are here to help you. In addition to this we are also pleased to offer our specialist Expat Will Writing Service.
There are many Expats who have very little life insurance or, in some instances, none at all. Our goal is to get you the most information and the best policy coverage. We are not affiliated with any insurance company so you know we will get you the best rate possible. Our team works hard for you and your family to give you the security and peace of mind you deserve.
Planning for the worst is better than hoping for the best. Don’t wait until it’s too late and leave your family unprotected. Life insurance is the responsible thing to do and it’s never too late to sign up. Contact us today and let one of our agents explain the benefits of a life assurance policy. The quote is free and it won’t take up much of your time.

Contact Us

If you have any questions or would like to contact us for a no obligation discussion please feel free to contact us below:

Phone:

+44 161 413 8425

Email:

info@expatlifeassurance.com

Expat Wills - Multi-Jurisdictional Wills For All Circumstances Our flagship Will Writing Service includes the following:

Unlimited Updates

Update your Will as many times as you like for free during the first twelve months.

50% Discount on Spouses Will

If you are a couple and need a Will for your partner or spouse, then we offer a 50% discount on second Will.

Free Consultation

We invite you to arrange a free, no obligation consultation with one of our Will Writing Specialists who will outline our service and the options available to you.

Secure Online Storage

We will store a copy of your Will on our secure servers for life with no extra charge.

Easy To Understand

Wills can be complex documents.  This is why we include a full explanatory commentary of each and every clause in your Will, together with full execution instructions.

Free Will Guide

Download our free Expat Will Guide and receive a 10% discount on all services.

Get a quote now, you can trust us. Get a free online personalized quote and learn more about coverages, money-saving discounts, and more.

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Frequently Asked Insurance Questions If you would like to discuss your insurance questions with us directly, please contact us here

What is Term Life Insurance?

Term Life insurance is the least expensive of all life insurance policies. Term life insurance provides protection for the named insured over a stated period of time. That is what differentiates it from other forms of life insurance. Term insurance has no equity or cash value accumulation and so it is primarily purchased for the security provided by the death benefit.

Why do I need life insurance?

Life insurance needs depend on your age and responsibilities. It is arguably the most important part of financial planning.; You may need to replace your income in the event of death You may want to protect your dependents from the burden of a mortgage or education fees when you die. It may also allow them to retain assets as opposed to selling them to cover any debts

You should consider the following factors:

  • Medical expenses prior to death, funeral costs and Inheritance/Estate taxes;
  • Support while remaining family members try to secure employment; and
  • Ongoing bills, expenses and debts, child care costs, education fees and retirement.

Do I need to take a medical?

We always try to minimise underwriting requirements, however some insurers will request a medical at the point of application.  This will depend on the insurer being used, your age, your state of health, and the type of cover you are looking for.

Who will receive my insurance in the event of my death?

We always advise clients to nominate a beneficiary to receive your insurance payout.  This ensures that it goes to the person you want it to, and also makes the payout process alot faster.  If you don’t nominate a beneficiary then the sum assured will form part of your estate and paid out according to your Will, or the intestacy rules of your country of residence/domicile.

What is Critical Illness Cover?

Critical Illness Cover is similar to life insurance, but pays out only in the event that you suffer from a critical illness such as a heart attack, cancer, or stroke.  As the risk of these happening during the term of the polic is higher than death, the premiums are usually higher than that of regular term insurance.